Standard GateHouse London is a world class institute that blends modern amenities with hometown service and decision making. Our customers enjoy access to convenient digital and mobile institution platforms, such as online institutions, mobile deposits, person-to-person payments, automatic fraud monitoring, and a worldwide A T M network. By looking at our business through the eyes of our customers, we have differentiated ourselves from other banks and institutions. Because we are an independent local institution, we make decisions quickly and locally without outside influence. From humble beginnings, Standard GateHouse London has become a very dynamic institution providing innovative important l solutions for our customers. We take a long term management view instead of managing to a quarterly balance sheet that meets investors' or analysts' expectations. This enables us to provide greater value to our customers and the communities we serve.